Jinsoo Bae’s personal webpages

I am an Associate Research Fellow at the Korea Institute of Finance(KIF).

My academic training is rooted in Experimental Economics, Auction Theory, and Industrial Organization. My research interests lie at the intersection of market design and public policy, with applications in public procurement, fiscal policy, and financial markets.

During my Ph.D., I developed a theoretical framework showing that, under budget constraints, optimal auction design may depart from standard auctions—which typically maximize revenue—and instead take non-standard forms, such as proportional auctions. This insight was supported by experimental evidence.

I also examined joint bidding in auctions and showed that it can generate pro-competitive effects that outweigh potential anti-competitive concerns, particularly in settings characterized by strong asymmetries among bidders.

Before joining KIF, I spent four years at the Korea Institute of Public Finance (2020–2024), where I led research on public procurement policy, environmental taxation, and fiscal management. Since 2024, I have been working at KIF’s Financial Consumer Research Division, focusing on consumer finance and payment systems, including digital assets such as stablecoins.

2020년 한국조세재정연구원에 입사하여 4년간 재직하면서 공공기관 고객만족도 조사(공공정책2팀 팀장), 환경에너지 세제, 공공조달정책(국가계약 TF 팀장) 등 다양한 정책 연구를 수행하였습니다. 이후 재정제도팀장으로서 지출 구조조정 및 코로나19 이후 주요국의 재정 운용 동향에 대한 연구와 정책 분석을 담당하였습니다.

2024년 한국금융연구원로 이직하여 금융소비자 연구실에서 근무하고 있으며 신용카드,할부금융 등 소비자금융 관련 연구와 스테이블코인을 포함한 지급결제에 관한 연구를 하고 있습니다. 금융연구원 웹페이지

자세한 사항은 상단의 Research, 조세연, 금융연, CV 페이지를 확인 부탁드립니다.

You can find more details in my CV.